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Mortgage Calculator

Please find below two calculators that you can use to work out both the monthly payments based on how much you want to borrow, and also a second tool to calculate how much you may be able to borrow based on your earnings.  Please note that these can calculators can only serve as a guide as different lenders apply different calculations and, in addition, changing mortgages rates will affect how much you will have to pay for your new mortgage and therefore how much you can afford.

If you have any questions please contact I.S.Mortgages Ltd on 01730 890032 and we will be happy to investigate all avenues that are available to you based on your current circumstances.

Calculate your monthly mortgage payment for either a Repayment or Interest Only mortgage by entering the amount of mortgage, the mortgage interest rate and the mortgage term in years.

For an interest only mortgage, either the proceeds of an ISA, an endowment policy or the tax free lump sum from a pension policy will be required to repay the mortgage balance at the end of the mortgage term. 

Loan Amount £
Interest Rate
Loan Period years

 

Monthly Payment

Repayment £
month
Interest Only £
month

Calculate Maximum Available Borrowing

Enter the following information to calculate the maximum amount you can borrow:

First Income £
Second Income £

Loan Amount

Typical £

Highest £

These figures are only a guide.
We recommend that you obtain exact figures from I.S.Mortgages Ltd before committing to any loan agreement. This calculator requires a javascript enabled browser.

   
 
 

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

I.S.Mortgages Ltd may charge a fee for their service. A typical fee for arranging and advising a mortgage of £100,000 would be £395. The amount will depend on your circumstances, but you will be advised how much we will charge before you appoint us to act for you.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT

I.S.Mortgages Limited is an appointed representative of both Intrinsic Financial Services Limited and Intrinsic Mortgage Planning Limited which are authorised and regulated by the Financial Services Authority. Intrinsic Mortgage Planning Limited is entered on the FSA register (http://www.fsa.gov.uk/register/) under reference 440718

At I.S. Mortgages our advisors actively seek the best mortgage, insurance and financial services for you based on your current circumstances.

Whatever situation you find yourself in we can help you make the most of your money.

As professional financial advisers we aren’t tied to one lender so regardless of circumstances we can help.  We specialise in mortgages, remortgages, secured and unsecured loans, insurance (life cover, critical illness & home) and have access to a  wider range of financial services including pensions through our associations with other advisers.

With over 30 years of experience in dealing with financial products I.S.Mortgages Ltd offer unbiased confidential advice on products that are tailored specifically for you.

For more information or an informal conversation to find out more either email info@ismortgages.co.uk or give us a call on  01730 890032    

 
 

 
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